Disaster Recovery Loan Program (DRLP)
Minnesota Housing’s Disaster Recovery Loan Program may offer loans to eligible individuals whose home sustained damage because of a natural disaster. The program can help fill the financial gap when private insurance and federal programs are not enough to return a damaged home to its pre-disaster condition.
2025 June Severe Storms
On October 23, 2025, the Federal Emergency Management Agency (FEMA) announced a presidential major disaster declaration for the Leech Lake Band of Ojibwe impacted by severe storms and straight-line winds on June 21, 2025.
Applications are being accepted from members and descendants of the Leech Lake Band of Ojibwe. Applications are due by October 30, 2026.
2025 Resources
- 2025 DRLP Manual
- 2025 Forms Guide and Glossary
- 2025 DRLP FAQ
- 2025 DRLP Loan Commitment System Guide
- 2025 DRLP Recorded Lender Program Training (April 16, 2026)
2024 Severe Storms and Flooding
The program closed to applications on April 30, 2025
Questions?
DRLP.MHFA@state.mn.us
651.296.8215 or 800.710.8871
In connection with Single Family Division loan programs, Minnesota Housing does not make or arrange loans. It is neither an originator nor creditor and is not affiliated with any Lender. The terms of any mortgage finance transactions conducted in connection with these programs, including important information such as loan fees, the annual percentage rate (APR), repayment conditions, disclosures, and any other materials which are required to be provided to the consumer are the responsibility of the Lender.