Disaster Recovery Loan Program

Minnesota Housing’s Disaster Recovery Loan Program may offer loans to eligible individuals whose home sustained damage because of a natural disaster. The program is a last resort when private insurance and federal assistance are not adequate to return a damaged home to its pre-disaster condition.

2024 Severe Storms and Flooding

The program closed to applications on April 30, 2025.

• DRLP Manual
• DRLP Forms Guide and Glossary
• DRLP FAQ
• DRLP Loan Commitment System Guide
• DRLP Recorded Training (September 26, 2024)

DRLP.MHFA@state.mn.us
651.296.8215 or 800.710.8871

In connection with Single Family Division loan programs, Minnesota Housing does not make or arrange loans. It is neither an originator nor creditor and is not affiliated with any Lender. The terms of any mortgage finance transactions conducted in connection with these programs, including important information such as loan fees, the annual percentage rate (APR), repayment conditions, disclosures, and any other materials which are required to be provided to the consumer are the responsibility of the Lender.