Income Limits
*Effective for loans locked on or after March 3, 2025. Refer to previous income limits for loans locked prior to March 3rd.
|
Household Size |
11-County Twin Cities Metro Area* |
Dodge and Olmsted Counties |
All Other Counties |
|---|---|---|---|
|
1-2 Person |
$124,200 |
$117,200 |
$111,800 |
|
3+ Person |
$142,800 |
$134,700 |
$128,500 |
| Household Size | 11-County Twin Cities Metro Area* | Dodge and Olmsted Counties | All Other Counties |
|---|---|---|---|
| 1-2 Person | $79,000 | $79,000 | $72,000 |
| 3 Person | $89,000 | $89,000 | $80,000 |
| 4 Person | $99,000 | $99,000 | $89,000 |
| 5 Person | $107,000 | $107,000 | $97,000 |
| 6 Person | $115,000 | $115,000 | $104,000 |
| 7 Person | $123,000 | $123,000 |
$111,000
|
| 8+ Person | $131,000 | $131,000 |
$118,000
|
| When the Monthly Payment Loan is used with Start Up, use the Start Up income limits listed above. |
| Household Size | 11-County Twin Cities Metro Area* | Dodge and Olmsted Counties | All Other Counties |
| 1-2 Person | $130,400 | $130,400 | $117,400 |
| 3+ Person | $150,000 | $150,000 | $135,000 |
|
11-County Twin Cities Metro Area* |
Dodge and Olmsted Counties |
All Other Counties |
|---|---|---|
|
$185,700 |
$185,700 |
$167,100 |
*The 11-county Twin Cities Area is defined as: Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Sherburne, Washington and Wright Counties.
Previous Income Limits
Conventional Product Income Limits
- Conventional Product Income Limits - Contains the Income Limits that determine the MI coverage requirements for conventional loans. Use first mortgage Loan Qualifying income
