Lender Contact Information for Minnesota Housing and U.S. Bank - HFA Division

Partner Solutions Team

The Minnesota Housing Partner Solutions Team (PST) provides customer service to lenders and other business partners.

Reach PST by email mnhousing.solution@state.mn.us or by phone at 651.296.8215 or 800.710.8871 between 8:00 a.m. and 5:00 p.m. on business days.

The Partner Solutions Team will respond to inquiries within two hours during business hours.

U.S. Bank – HFA Division

U.S. Bank – HFA Division provides lenders with resources and guidance on U.S. Bank’s overlays.

Reach U.S. Bank – HFA Division by email hfa.programs@usbank.com or contact the U.S. Bank Help Desk by phone 1.800.562.5165, option 2

For full information on U.S. Bank’s overlays, visit U.S. Bank’s AllRegs Website 

Not sure who to contact?

If you are a Start Up/Step Up participating lender and have questions on a particular topic, the following guide will help you find the correct department to contact. 

Pre-Closing Topics
Delegated Lenders Questions

Topics

  • Underwriting Issues (Lender underwrites loan)
  • Disclosure Requirements
  • Loan Closing Schedules

Common Questions

  • Underlying product guidelines
  • FHA/VA/RD credit/DTI requirements
  • Qualifying income

Contact: Lender’s Underwriter/Compliance

Non-Delegated Lender Questions: U.S. Bank – HFA Division underwrites loan

Topics

  • Underwriting Issues
  • Disclosure Requirements
  • Loan Closing Schedules

Common Questions

  • Underlying product guidelines
  • FHA/VA/RD credit/DTI requirements
  • Qualifying income

Contact: Customer Care Team by phone 1.800.562.5165 – option 1

Regulatory Compliance

Questions on U.S. Bank Home Mortgage - HFA Division requirements related to regulatory compliance that the Lender’s underwriter/compliance department were unable to answer.  

Contact: U.S. Bank - HFA Division by email USBHMLenderSupport@ usbank.com

See Minnesota Housing Downpayment Loan Disclosure Information.

Minnesota Housing Related

Topics

  • Minnesota Housing Program Questions
  • Minnesota Housing Loan Commitment System

Common Questions

  • Borrower and income eligibility
  • Property eligibility
  • Downpayment and Closing Cost Loans
  • Help committing a loan
  • HFA conventional products
  • Credit and DTI overlay
  • Minnesota Housing forms

Contact: Minnesota Housing Partner Solutions Team by phone 651.296.8215 or 1.800.710.8871 or by email mnhousing.solution@state.mn.us

Completion Escrow Maximum

203(k) Limited escrows

Contact: U.S. Bank - HFA Division Help Desk by phone 1.800.562.5165, option 2 or by email hfa.programs@usbank.com

Condominium Policies, Procedures, and Required Approval

For lender questions about condo eligibility

  • Contact your underwriter

For underwriter questions about U.S. Bank – HFA Division condo requirements

Post-Closing Topics
U.S. Bank - HFA Lender Portal

Submit closing package through the U.S. Bank - HFA Lender Portal

For assistance call 1-800-562-5165 Option 2 or email hfa.programs@usbank.com

Loan Deficiencies

For status updates see U.S. Bank - HFA Lender Portal

For Deficiency Escalations and Other Deficiency Issues:
Contact Customer Care Team U.S. Bank – HFA Division by email hfacustomercare@usbank.com or by phone 1.800.562.5165, option 1

Final Documents

Contact: Document Control U.S. Bank – HFA Division by email documentcontrol@usbank.com

Post-Funding

Contact: Post Funding U.S. Bank – HFA Division by email hfa.postfunding@usbank.com

Loan Servicing Questions

Borrowers may contact U.S. Bank customer Service by phone at 1.800.365.7772

General Topics
Marketing/REP CE Credit Sessions

Contact Minnesota Housing Partner Solutions Team by phone 651.296.8215 or 1.800.710.8871 or by email mnhousing.solution@state.mn.us – and ask for Business Development

Training

Contact Minnesota Housing Partner Solutions Team 651.296.8215, 1.800.710.8871 mnhousing.solution@state.mn.us – and ask for Training Coordinator

U.S. Bank – HFA Division Related

Topics

  • File Delivery Checklists
  • U.S Bank HFA Division Manuals
  • General Questions
  • Contact: U.S. Bank - HFA Division Help Desk 1.800.562.5165, option 2 by email hfa.programs@usbank.com  

View U.S. Bank’s AllRegs Website

Lender Management

For U.S. Bank Home Mortgage – HFA Division lender application status, contact Lender.management@usbank.com

For Minnesota Housing lender partner application status, contact Christina Akinola at Christina.Akinola@state.mn.us