Home Improvement Programs Overview

Minnesota Housing helps eligible homeowners live in safe, accessible, and energy-efficient homes with our home improvement loan programs. No matter what your borrower needs, it’s likely we've got you covered.

• Fix Up and Community Fix Up Loan Programs
• Rehabilitation Loan/Emergency and Accessibility Loan Programs (RLP/ELP)
• Disaster Recovery Loan Program

Minnesota Housing loan programs offer a variety of home improvement loan products to fit a homeowner’s budget and repair needs. Our loan programs offer eligible homeowners' options for loan amounts, terms, and repayment.

Fix Up and Community Fix Up Loan Programs: Reach the Partner Solutions Team at 651.296.8215 or 800.710.8871 between 8 a.m. and 5 p.m. on business days.

RLP/ELP: Contact RLP.ELP@state.mn.us.

Disaster Recovery Loan Program: Contact drlp.mhfa@state.mn.us.