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2025 Disaster Recovery Loan Program Forms Guide and Glossary

Description: An overview of forms for Minnesota Housing’s Disaster Recovery Loan Program. Forms can be accessed through the Minnesota Housing commitment system on Minnesota Housing’s website or through links provided in this webpage. Lenders must use the template documents below unless noted.

The Disaster Recovery Loan Program Forms Guide and Glossary does not contain all documents and information needed to originate loans for sale under Minnesota Housing programs. See the applicable Procedural Manual at www.mnhousing.gov for complete information.

Required Loan Commitment Forms

Form Name	Form Description	Form Instructions
Borrower Application	Documents Borrower(s) information needed for DRLP loan approval.	Must be signed by the Borrower(s)
Borrower Application Review Worksheet	Documents how the DRLP loan amount was determined. The Borrower(s) funding gap, use of DRLP funds and other funding sources.	Must be completed by the Lender

Required Closing and Funding Forms

Form Name	Form Description	Form Instructions
Loan Transmittal	Post-closing documentation and delivery requirements	Must be completed by the Lender
Note	Written agreement describing the repayment terms of the loan	Must be signed by all Borrower(s)

Required for Some Loans

Form Name	Form Description	Form Instructions
Certification of Rents	Agreement to charge rent affordable to local work force based on Affordable Rent.	Must be signed by the Borrower(s)
Completion Certificate	Verification of final inspection and confirms all work for the DRLP loan is completed on the subject property.	Lender to complete form. Borrower and Lender to sign form.
Homeowner Labor Agreement	Documents the covenants and warranties the Homeowner(s) agree to when completing the rehabilitation work	Borrower must complete and sign
Project Extension Request	Document to request an extension when all work will not be completed within 12 months of loan closing.	Lender to compete, sign and date form. Minnesota Housing must approve.

Additional Resources

Form Name	Form Description	Form Instructions
Affordable Rents	Maximum rent Borrowers(s) will charge renters. Based on Deferred Loan Programs Affordable to Local Workforce Rent limits	Published by Minnesota Housing
Lender Reimbursement	Documents the Lender request to MN Housing for payment for Disaster Recovery Center staffing, mileage and final inspection(s) not required by the Program Manual.	Completed by the Lender. Minnesota Housing must approve.
Loan File Documentation Guide	Overview of Disaster Recovery Loan Program documentation.	Guidance for Lender
Commitment Guide	Overview of loan commitments	Guidance for Lender