House number above door

Subordination Options Guide for existing Minnesota Housing loans

Important: Borrowers cannot get a new DPA loan if they are subordinating an existing DPA loan. If applicable, borrowers may subordinate multiple Minnesota Housing loans if they meet the program and subordination requirements for each loan. 

If you have a downpayment assistance (DPA) loan from this program…And your income is…you can…Next Step:
  1. MPL
  2. DPL/DPL+
  3. HAF
  4. First-Generation Homebuyer Loan
Within the Step Up income limitsGet your DPA loan(s) subordinated if you are refinancing with Step Up.
  1. Submit the Subordination Request Form with required supporting documentation.
  2. Commit Step Up Loan in Minnesota Housing’s commitment system.
If you have a loan from this program...you can...Next Step:
  1. Disaster Recovery Loan Program
  2. Rehabilitation Loan Program
  3. Emergency Loan Program
  4. Fix Up
  5. Community Fix Up
  6. Home Help
  7. Entry Cost Assistance
  8. Impact Fund
Reach out to the servicer 
AmeriNat about Subordination Requirements

Request subordination approval from AmeriNat: 
AmeriNat
217 South Newton Ave
Albert Lea, MN 56007
Phone: 800.943.1988
Email: customerservice_mn@amerinatls.com

 

Questions? Call our Minnesota Housing Partner Solutions Team at 800.657.3769, option 3, then option 2.